Cash On-Hand

cowboypenner
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Cash On-Hand

Postby cowboypenner » Tue Sep 06, 2016 8:35 pm

How much cash do you keep available for operating expenses and incidentals?

I only have a small farm with 2 tractors, 1 combine and 2 field. I try keep $20,000 in the bank for operating expenses and incidentals.

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JohnDeere318
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Re: Cash On-Hand

Postby JohnDeere318 » Tue Sep 06, 2016 9:28 pm

You are doing great! I always try to keep at least 5-10k in pocket when not cheating. :smileynew:
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cowboypenner
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Re: Cash On-Hand

Postby cowboypenner » Wed Sep 07, 2016 3:35 am

JohnDeere318 wrote:You are doing great! I always try to keep at least 5-10k in pocket when not cheating. :smileynew:
Thanks! *thumbsup*

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W1der
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Re: Cash On-Hand

Postby W1der » Mon Sep 12, 2016 10:26 am

Well ... I try keeping my loan at zero ... so that I can use the bank credit, in case of an emergency ... ;)
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JohnDeere318
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Re: Cash On-Hand

Postby JohnDeere318 » Mon Sep 12, 2016 3:04 pm

W1der wrote:Well ... I try keeping my loan at zero ... so that I can use the bank credit, in case of an emergency ... ;)

That is exactly what my brother does. :smileynew: I try to do it though... :lol:
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JTaylor801
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Re: Cash On-Hand

Postby JTaylor801 » Mon Sep 12, 2016 5:25 pm

As W1der pointed out. I try to manage my FS finances just as I do in real life. so paying off the loan is a priority for me. Then I make every effort to pay cash for everything as much as I can. I also heavily utilize the rental mod when just starting out as well. Doing it this way just helps to keep the game interesting. If I cheat in a lot of money up front (and I've certainly done that before) then the game gets boring to me pretty quickly.
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JohnDeere318
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Re: Cash On-Hand

Postby JohnDeere318 » Mon Sep 12, 2016 6:06 pm

JTaylor801 wrote:Doing it this way just helps to keep the game interesting. If I cheat in a lot of money up front (and I've certainly done that before) then the game gets boring to me pretty quickly.

Yeah I have noticed that too.

JTaylor801 wrote:I also heavily utilize the rental mod when just starting out as well.

I should start using that. *thumbsup*
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Erica Von
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Re: Cash On-Hand

Postby Erica Von » Tue Mar 28, 2017 7:36 am

I'm playing Westbridge hills have 11.8 million so far 368.29 hours

OrcaAmity
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Re: Cash On-Hand

Postby OrcaAmity » Wed May 17, 2017 9:55 pm

I never knew we can bank money. I thought what I see on the top-right is my bank balance that I can spend at anytime as I know I can spend at anytime. Encase I have missed something, can I deposit money in a bank account that I have? I'm wondering because of bank interest.

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Re: Cash On-Hand

Postby Guil » Wed May 17, 2017 11:19 pm

No the only thing with the bank is the loan. You can pay it off and you won't pay any interest.


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