Loansdlord wrote: ↑Wed Jul 18, 2018 2:21 am So I am on Xbox One playing Lone Oak Farm with seasons mod but I can only take out the standard $300,000 loan from the bank. Has anyone else had this problem? I have played on many maps with seasons and have always been able to take out up to a million dollar loan but for some reason I cant't on Lone Oak.
The arbitrary loan cap in the vanilla game has been removed and replaced with a loan cap based on your equity, which is the combined value of your land and placeable buildings. The new loan cap is 80% of that equity with a minimum of 300,000 and a maximum of 1,500,000. In addition, the interest payable on the loan has been increased and is adjusted to the year length. Be sure to pay off your loans as the interest rates are higher now.