Loan

[Leapingdeerefarms]

How come my max loan is 500000 on fs22 on xb1?

[Zx6ram]

I'm pretty sure the loan is based on how much land and equipment you own

[Luftkopf]

I play on PC, and for a long time it was capped at $500k, which was a bit frustrating. But now, after a couple of weeks away, for no discernible reason, the cap has lifted. I don't know what the cap is now. I've had the loan up to $1.1m so far.

[paul_c]

How come my max loan is 500000 on fs22 on xb1?

"The bank uses various techniques for assessing the risk of each individual customer, at this time the credit limit we can offer is 500k and you are not eligible for a credit limit increase".

[Psychohate]

On Giants map I think it always starts at 500k. When you buy more land it goes up. Say if you buy a $90,000 field the amount you can borrow goes up by half of that. So it would be $545,000. I think also the more equipment you own it goes up but I may be wrong.

[humbe]

The game does some sort of asset calculation and gives you a credit limit based on that. The calculation is not documented though, and I have seen noone doing enough tests on it to knows inns and outs of it, but as people say, the credit limits get increased as you grow your assets. Whether your assets grow when you harvest stuff of the field, once you sell the stuff you harvested, or once you invested the money you earned, I dunno..

[Beanbrother]

Also something I thought would’ve been changed for 22 was being able to enter an amount in to borrow or repay. The Console folks have to tap the X button. Would have been a nice little update like they did for buying animals

[DMZ Commander]

For those who are a member of the prized PC Master Race:

https://www.farming-simulator.com/mod.p ... tle=fs2022

[Beanbrother]

Do the PC people still need to press one button half 1 million times to get a loan?

[DMZ Commander]

Lol yes..... or just edit the xml

[NDDan]

From what I can tell, the loan limit is 80% of your land value, with a low limit of $500,000 and an upper limit of $3,000,000. So once your land value exceeds $625,000. Your limit will begin to increase. I have not observed equipment making a difference.

[Ag Hauler]

There is also this awesome mod https://www.farming-simulator.com/mod.p ... tle=fs2022

[JakStrong]

The game does some sort of asset calculation and gives you a credit limit based on that. The calculation is not documented though, and I have seen noone doing enough tests on it to knows inns and outs of it, but as people say, the credit limits for https://play.google.com/store/apps/deta ... _US&gl=US get increased as you grow your assets. Whether your assets grow when you harvest stuff of the field, once you sell the stuff you harvested, or once you invested the money you earned, I dunno..

Yeah you are talking right thing, thx for this post.